
Your mortgage answer.
In 60 seconds.
Upload your mortgage statement. Our on-premises AI reads your loan and hands you a clear verdict — Yes, Maybe, Wait, or Stay Put.
Free · No credit pull · Consent-first credit checks · Your information never leaves our servers
From statement to verdict in three steps
No forms marathon. No phone tag. One upload, one analysis, one answer.
Upload your statement
Drag in a recent mortgage statement. We read your rate, balance, and monthly payment automatically — nothing re-typed.
AI builds your picture
Our on-premises engine analyzes affordability across current rates and programs. Your data never leaves our infrastructure.
Get your verdict
A clear answer — Yes, Maybe, Wait, or Stay Put — with the scenarios behind it and a licensed loan officer one tap away.
Built for everyone in the deal
Borrowers, loan officers, and partners — one platform, three vantage points.
Borrowers
Know where you stand before you refinance or buy. Instant verdicts, plain-English scenarios, and rate monitoring that works for you.
Loan officers
A pipeline of pre-analyzed borrowers with verdicts, scenarios, and documents already structured. Spend your license where it matters.
Partners
Give your clients a mortgage answer without leaving your experience. Embeddable verdict widget with consent and disclosure guardrails.
Why you can trust fundid.ai
On-premises AI
All inference runs on dedicated infrastructure. Your personal data never reaches an outside AI service — enforced at the firewall.
Consent-first by design
Credit is only ever touched with your explicit, documented consent — and only for the reason you agreed to. Never before, never without asking.
Licensed humans, always
Every verdict connects you to a licensed loan officer. AI informs; people advise.